Private hard money for real estate investors and commercial sponsors. One decision-maker, one term sheet, and a closing date you can build a deal around.
Fix-and-flip and rental financing built for active investors, whether this is your first deal or your fiftieth.
Fix-and-flip & bridge
DSCR rental loans
7-day close available
Solutions for landlords who want to pull equity, consolidate properties, or restructure debt across a rental portfolio, no personal income documentation required.
DSCR Refinance & cash-out
30-year terms
Up to 80% LTV
Ground-up construction and value-add bridge capital for multifamily, build-to-rent, and mixed-use projects, structured around your draw schedule.
Ground-up construction
bridge FINANCING
$5M-$100m loan sizes
SBA and business-purpose financing for owner-operators looking to purchase, refinance, expand, rehab, or recapitalize their business, with terms structured around the business's actual cash flow and goals.
SBA 7(a)
SBA 504
Up to 90% LTC
DAY 0
Tell us about the property, the deal, and what you need. No full application, no committee, just enough to get you an accurate read fast.
DAY 1
We structure terms around the asset and your business plan, not a stack of personal financials. You'll know your rate, leverage, and timeline before you commit to anything.
DAY 2-7
While our team finalizes underwriting, we set up your draw schedule and closing checklist in parallel, so nothing sits waiting on the next step.
DAY 8-10
Sign, fund, and get to work. Funds are released at the table, and your first draw request can go in the same day if your project's ready to move.
49 states, one team | From coast to coast, our team structures and funds nationwide.

No. Deals are underwritten on the property and the plan, not personal income.
No prior experience is required to submit a scenario or get a term sheet. That said, terms like leverage and pricing can vary based on your track record, first-time investors are welcome, and we'll walk you through what to expect at every step.
10 days reflects an average close, not a guarantee. Timelines shift based on title, appraisal, and how quickly documents come back, your dedicated team will keep you posted at every stage.
Yes, most investor loans close under an entity rather than an individual name.
For construction and rehab deals, draws release as milestones are completed, not on a fixed monthly schedule, so funds show up when the work does.
Rate updates, new programs, and market insights for investors and developers.

BEAR PRIVATE CAPITAL
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MOLTOR FINANCIAL GROUP, LLC
SERVICE AREAS: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, WV, WI, WY
Disclaimer: Bear Private Capital DBA Molitor Financial Group, LLC | The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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