WE PROTECT YOUR PRIVACY

Effective Date: September 28, 2026

Company Name: Bear Private Capital DBA Molitor Financial Group, LLC (“Company,” “we,” “our,” or “us”)

By using our website, you agree to the terms of this Privacy Policy.

Information We Collect

We may collect the following types of information:

Personal Information

When you submit information through our website, application forms, or other contact methods, we may collect:

Name

Phone number

Email address

Mailing address

Employment and income information

Financial information related to mortgage qualification

Any other information you voluntarily provide

Automatically Collected Information

When you visit our website, we may automatically collect:

IP address

Browser type

Device information

Pages visited

Time spent on the site

Referral sources

This information helps us improve user experience and website functionality.

How We use your information

We use your information to:

Respond to inquiries

Process mortgage applications

Provide loan pre-qualification and financing services

Communicate about loan products and services

Send appointment reminders and updates

Improve our website and services

Comply with legal and regulatory requirements

We do not share or sell your personal information including your phone number and email address.

Text Messages & Marketing Communications

If you opt in to receive SMS messages or marketing communications:

Message frequency may vary

Message and data rates may apply

You may opt out at any time by replying STOP

You may unsubscribe from emails using the unsubscribe link

Consent to receive marketing communications is not a condition of loan approval.

Sharing Of Information

We may share your information with:

Lending partners and financial institutions

Credit bureaus

Service providers assisting with mortgage processing

Regulatory or government agencies as required by law

All third parties are required to protect your information and use it only for legitimate business purposes.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse.

However, no online transmission can be guaranteed 100% secure.

Cookies & Tracking Technologies

Our website may use cookies and similar technologies to:

Enhance user experience

Track website performance

Analyze traffic trends

You can adjust your browser settings to refuse cookies, though some features of the site may not function properly.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

Your Privacy Rights

Depending on your state of residence, you may have the right to:

Request access to your personal information

Request correction of inaccurate information

Request deletion of certain personal data

Opt out of certain communications

To exercise these rights, please contact us.

Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors.

Updates to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.